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Temporary health insurance is a medical insurance plan that covers you and your family from anywhere from only a day or two, up to several months. This form of medical insurance is usually a bit less expensive based upon how long you intend on being insured. Short term medical insurance is most commonly used to fill a gap in insurance coverage. Interruptions in insurance plans could happen when you switch jobs, terminate employment, or when you are changing insurance companies. Group health insurance policies are often the cheapest option to go, they have further advantages, and are usually easier to understand. A great number of people no longer have the choice of a high quality inexpensive group healthcare coverage plan. Group packages are more economical than individual options. So for individuals who have the chance of joining a group program, it allows them to lower expenses by paying more affordable prices.